Lexington Law firm has been
around since 2000 on the net and distinguishes their service by
specializing in credit report repair. The firm is the market leader in
the credit repair business and its brand is almost synonymous to bad
credit repair. They have a team of
paralegals and attorneys who help clients to resolve their credit report
problems through variety level of services.
LexingtonLaw.com is the BBB accredited business since 03/ 2003. Based on
BBB files, this company has a satisfactory rating. The BBB processed a
total of 287 complaints about this company in the last 36 months. Of the
287 complaints, 104 were closed in the last year.
How Lexington Law Firm Works
There are three levels of services for credit repair help: Lexington
Standard, Concord Standard and Concord Premium. These services range
from credit report disputes and deletions to credit score monitoring and
improvement, which is cancelable at any time. You will be able to choose
a level of service that will meet your needs and then enroll in their
credit repair service online or by phone.
If you enroll in their credit restoration plan you will need to pay a
one-time set-up fee and a recurring monthly fee. Once you furnish a copy
of your credit report and indicate the incorrect items you wish to
dispute the company sends dispute letters to credit bureaus.
You will then require to forward new reports to the firm approximately
every 90 days.
Pros and Cons
Some clients reported that they have positive experience with the
company and successfully repair their credit reports. The service is
backed by money back guarantee if disputed items aren't deleted and you
won't get charged if they cannot deliver. You can expect, however, to
find one complaint or two from their clients on consumer protection web
sites.
Even though the FTC says that "self help may be best" there is a unique
situation where you have to remove inaccurate information on your credit
reports but you cannot or don't want to do it yourself. If you are
considering repairing your credit through their service make sure you
can afford the fees or the potential improvement of your credit can
justify their fees.
Is the Lexington Law Firm Right for You?
Lexington Law firm doesn't offer debt
help because they do not directly provide debt relief services. What
they do is credit restoration services that once successfully performed may
improve your credit report and score and give you the opportunity to get approved
for a new loan that you could use to consolidate your debts.
Did you see erroneous information when you viewed your credit report?
What are you going to do? Do you want to remove the negative items by
yourself? If the answer is no then contact the company's representative
to learn more about what they can do for you.
Visit LexingtonLaw firm
now
and fill out their online application form. A
representative will then contact you to discuss a service that best suit
your credit needs. And once you get a quote review it and decide whether
to proceed with their service or not. Always remember, though, the
company can only remove incorrect items -- misleading, inaccurate and
unverifiable information -- off of your credit report.
List of Testimonials from Satisfied Clients
"If bad credit is your problem, Lexington Law is your answer. I know,
because I have used them for the past twelve months and they have done
an outstanding job, removing negative items from my bureau."
Greg
"I first used Lexington over 2 years ago and just recently signed back
on. Initially, I was doubtful they could succeed in getting anything
removed but my credit was such at the time that I had nothing to lose in
trying. To my surprise, they did get many items removed from all 3
bureaus, including some extremely tough entries that I was told would be
impossible to remove. I just retained them again to help with a few more
items and I'll be finished."
Gary
"Lexington and I have resolved our dispute. Although I have some
concerns about their marketing, they have acted honorably in getting
this matter settled with me."
