How To Obtain Your Equifax Credit Report

An Equifax credit report is the best way to keep a yearly check on your credit score. You will be able to see what has happened in the year that has made it go down, or what has made it go up.

To obtain an Equifax credit score you can visit Equifax website and search the type of report you need. You'll get instant online access to your credit report, record of companies that have reviewed your credit history, and a confirmation number to resolve disputes and fix errors.

Your Free Equifax Credit Report

By law you also have an option of getting an Equifax free credit report every year. But Equifax only has to give you a free yearly or annual credit report once a year. If you would like to receive another credit report, then you have to pay more money. It will usually cost about $10-$20, depending on type of report and additional services.

The only exception to this rule is if you've been denied either credit or a job or are on welfare or unemployed. In this case, you will be given another free credit report from Equifax. But one option that really shows that these people care is that if the Equifax free credit report was inaccurate due to fraud, then they will send you another credit report score for free.

Reasons to Regularly Get an Equifax Credit Score

It may seem weird to know that your every move is being taken down and written onto a piece of paper that you will read once a year. But, that is how the credit system works, and even though it may seem strange, there is nothing you can do to change it.

By obtaining your credit report from Equifax you'll know why you keep getting rejected for credit cards, or how lenders make decisions about whether to extend you new credit. So, regularly checking your credit report from Equifax is the best way to ensure you find possible errors and remove the inaccuracies from your credit report.

Back from Equifax Credit Report to Debt Firms Home Page

Credit Report