How Credit Repair Lawyers Help You Avoid Scams

Credit repair lawyers are able to offer the help that you need if your credit score has suffered significant damage over the past few years. While there are many credit repair companies offering similar services, the better strategy might be to work with an actual attorney as opposed to a credit repair company or counselor.

If you have suffered from poor credit scores seeking the help of a lawyer that is truly versed in bankruptcy and credit law. The benefits of working with a credit repair attorney can outweigh their fees. What you need to learn is how to avoid being scammed by fraudulent credit repair services and find a reputable lawyer to help fix your credit.

What Credit Repair Lawyers Can Do

An attorney is versed in bankruptcy and credit law can offer a tremendous help to a client. You can feel confident that the lawyer handling your case understands exactly what your legal rights are and what the right legal steps are to discuss your situation. Not all credit repair companies have access to such legal expertise which is why it is good to work with an attorney.

Credit repair lawyers can order copies of your credit report and look at it closely and carefully. In doing so, they can make determinations about how to go about repairing your credit score. For example, the attorney may see a negative report on a defaulted debt and start negotiations with the reporting entity which could lead to the negative mark being removed.

Credit repair lawyers can quickly work to have any inaccurate negative information removed from your credit report. Unfortunately, inaccurate information can find its way to a credit report and unless the proper steps are taken to have it removed, it will stay on the record.

In some instances, the entity that reported the inaccurate information may not wish to remove it. This means the information must be legally challenged and an experienced attorney can do exactly. Or more accurately, a qualified attorney can do so in the proper way.

Trying to navigate your way through the complex process of a dispute without the right experience will probably not work in your favor. Instead, it would be best to turn over such responsibilities to those that have better and more intimate knowledge of the dispute resolution process.

Tips to Avoid Credit Repair Scams

Attorneys have a tendency to be far more legitimate than many of these credit repair services appearing all over the internet. Not all credit repair companies are legitimate although the same can be said of attorneys who offer credit repair services. You do not want to take the risk of being caught up in a scam which is why you must be mindful of various red flags that credit repair services scams are known for.

Scam services will generally ask for high fees up front before initiating any service on your behalf. You will also discover that the service never discusses your legal rights or what recourse is available to you. All details about credit repair will be kept sketchy.

They will seek to dissuade you from contacting the credit bureau and they may also suggest using an Employee Identification Number as a means creating a new credit identity. Worst of all, they may suggest you dispute any and all reports on your credit score regardless of their legitimacy or they may outright suggest you do something that is patently illegal.

Rather than take such risks with fraudulent credit repair companies, it would be a much wiser plan to look towards the help available from legitimate credit repair lawyers. Sticking with legitimate lawyers like Lexington Law will be your best option for getting out of a troubled credit situation.

How Credit Repair Lawyers Help You Avoid Scams was last modified: April 15th, 2014 by Paul Sarwana