Unable to pay off debt and you want to file for bankruptcy as a way out? Consider getting help from a reputable bankruptcy lawyer.
Filing bankruptcy on your own is possible but it is a complicated process. Having a knowledgeable attorney that specializes in personal bankruptcy on your side can help make sure you carry out what you set out to do: a discharge of all eligible debts. Here is what you can do to find legitimate bankruptcy help.
Where to Find a Bankruptcy Lawyer
If you’ve never filed for bankruptcy before, you may not know much about bankruptcy lawyers in your area. Friends and family may be able to help. If you ask enough people, you’re bound to run across someone who has either filed for bankruptcy himself or knows someone else who has. This can be a good way to get referrals, or at least find out who not to go to.
Non-bankruptcy lawyers are also a good source of information. Those in the legal profession are usually good about giving referrals, because they have their own specialties for which other lawyers send referrals their way. If you’ve worked with a lawyer on something unrelated to bankruptcy, ask his or her recommendations.
What to Look for in a Bankruptcy Attorney
Now that you have a few options, call around and start asking questions related to services and the costs. It’s a good idea to start out with a free consultation. This will give you the opportunity to visit the law firm office and see how things work there. You want to use this event to meet and talk with the lawyer to decide whether he or she is what you’re looking for.
Here are some things for you to discuss with them:
1. Does he or she specialize in bankruptcies? Those who handle all types of cases rarely have the same level of ability as those who have built their careers on bankruptcy cases.
2. How much does he or she charge in fees? While this probably shouldn’t be the sole basis for your decision, you do need to find a bankruptcy attorney you can afford. Also, understand the quoted fees, especially in certain situations where other charges could be added.
3. Does he or she take the time to learn about your situation and answer questions to your satisfaction? These things are very important, because each bankruptcy is unique. So make sure that you are comfortable with your lawyer.
When facing bankruptcy, a reputable bankruptcy lawyer is essential to make sure things go as they should. Taking your time and efforts to find the right one will help make sure that as many of your debts as possible are discharged.