Turning to firms offering debt relief and credit help is the right option, if you find it difficult to pay off your outstanding bills. But there are many types of services offered by different companies. Which agencies are legitimate and offer real help?
Many of such services may not always put your best interests first. In fact, their ads are continuously persuading debtors to enroll in their programs, even though, the offerings may not be suitable for the consumers.
Don’t make a wrong move! Before contacting any companies that offer credit, or debt assistance consider getting independent reviews first.
What To Look For In Debt Relief and Credit Help
If you are looking for real debt relief help and are comparing many services, there are a number of factors to consider. These include:
Services. Do they offer a debt management plan or a loan to consolidate debt? Make sure you understand their service offerings. Some companies offer credit repair clinics for clients who have joined their debt consolidation or debt settlement program, resulting in a damaged credit.
Reputation. Check the companies out with your local consumer protection agency and the BBB. They can tell you how long the firms have been in business and if there are any consumer complaints about the firms. Also, look for testimonials from a long list of satisfied clients.
Experience. How long has the company been in business? How big is their customer base? Make sure you work with a legitimate company that has been around for years and with a large numbers of happy customers. They allow you to learn from real clients about their personal experience with the firm.
Costs. Understand their business model and how they make money. Reputable businesses won’t charge you fees if they can’t save you money from their program. The agencies will only get paid when they have fully performed their services and has proven to save you some money.
Debt Relief and Credit Help Reviews
DebtFirms.com has researched and reviewed reputable firms and programs. We only report legitimate companies and good programs based on the facts that we can find about them. This means choosing an organization best suited for your needs will be very easy.
Do It Yourself Debt Settlement
ZipDebt is a pioneer in the debt settlement industry with a do-it-yourself approach. If you have at least $15,000 unsecured debts and want to settle debts on your own, they can help you make the process fast and cheap.
Debt Settlement Services
National Debt Relief is a business with a focus in debt settlement as an alternative to bankruptcy. If you have at least $7,500 in unsecured debts, with each account balance $500 or more, they can help settle your debts quickly.
CuraDebt is a company that helps people nationwide avoid bankruptcy. If you have debts totaling $10,000 or greater, consider contacting the company.
LendingTree is an online loan marketplace that connects consumers and lenders. You can get competing loan offers from their lender network or their subsidiary company.
Credit Help and Credit Score Provider
Lexington Law firm distinguishes their business by offering a credit report repair. If you have negative items on your credit report that you can’t remove by yourself, consider contacting the company.
myFICO offers credit information products that help consumers understand actions they can take to protect their credit standing. Want to check your FICO scores? Get them from the true credit score provider.